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Sears Protect: REPORT

Sears Protect

8.7

Overall Score

Company Details

3333 Beverly Road, Hoffman Estates, IL 60179

Years in Business: 139  (26 in Home Warranty)

searsprotectxaccount

Coverage Checklist

Item
Offered?
Limit
HVAC
✅ Yes
$6,000 per system
Electrical
✅ Yes
$6,000 per system
Plumbing
✅ Yes
$6,000 per system
Appliance
✅ Yes
$3,500 per appliance
Electronics
❌ No
Not covered
Pool/Spa
✅ Yes
Optional; limits vary
Roof
❌ No
Not covered

Pros

Cons

Trusted, nationally recognized brand with extensive service network

Monthly pricing and service fees can be slightly higher compared to competitors.

Offers an industry-leading 180-day workmanship guarantee.

Limited add-on options available for customization.

Clear, straightforward pricing ($50–$70/month, $75-$100 service fee).

Coverage may exclude certain pre-existing conditions or high-end appliances.

Service Fee
$75-$100
Monthly Fee
$50-$70
States Covered
49*
Save 50% on Kitchen & Laundry Appliances:   $249.99
*Excludes California

Features & Policies

Feature
Offered?
Details
24/7 Claims Processing
✅ Yes
24/7 technician access
Choose Your Contractor
❌ No
Sears assigns technicians
Workmanship Guarantee
✅ Yes
180-day guarantee
Unknown Conditions
✅ Yes
Unknown issues covered
Roof Leak Coverage
❌ No
Not covered
Waiting Period
⚠️ Yes
30 days
Cancellation Fee
❓Unknown
See contract terms

Sears Protect Home Warranty Review:
Our Rating: ⭐⭐⭐⭐☆ (8.7/10)

Sears Protect (Sears Home Warranty) earns the #6 position in our rankings, recognized for its reliable coverage backed by a longstanding household name. With decades of experience in appliance maintenance and repair, Sears offers trusted, straightforward protection ideal for many homeowners.

 

Key Highlights of Sears Protect:
✅ Solid, Straightforward Coverage Options

Sears Home Warranty provides clear and easy-to-understand coverage choices:

  • Appliance Plan: Covers key household appliances such as refrigerators, ovens, dishwashers, washers, and dryers.

  • Systems Plan: Protects essential home systems, including HVAC, plumbing, and electrical components.

  • Whole Home Plan (Recommended): Combines appliance and system coverage for complete home protection.

Additional optional coverage includes pools, spas, septic tanks, and well pumps, giving homeowners flexibility to tailor their coverage.

✅ Transparent, Predictable Pricing

Plans typically range from $50 to $70 per month, with a standard service fee of $75-$100 per claim. Sears clearly discloses pricing upfront, helping homeowners avoid unexpected costs.

✅ Experienced, National Service Network

Backed by Sears’ extensive experience in appliance and home system repairs, the company provides access to a vast network of pre-screened technicians. This ensures professional and dependable service nationwide.

✅ 180-Day Workmanship Guarantee

Sears Protect impressively matches industry leaders with its generous 180-day workmanship guarantee, providing significant peace of mind regarding the quality and durability of repairs.

✅ Available Across Most of the U.S.

Sears Protect services 49 states (excluding California), offering widespread coverage and convenience.

 

Potential Areas for Improvement:

  • Customer Service Responsiveness: While Sears has a vast service network, some customers note occasional delays in appointment scheduling or customer support interactions.

  • Higher-End Pricing: Sears’ premiums and service fees tend to be slightly higher than competitors, which may be a factor for budget-conscious homeowners.

 

Bottom Line: Should You Choose Sears Protect?
Yes
—particularly if you value the security and peace of mind that comes with a widely recognized and trusted brand. Sears Protect delivers dependable coverage backed by decades of home service experience.

 

Our Recommendation:
🏅 Recommended (#6 Home Warranty Provider)

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