Liberty Home Guard: REPORT
Liberty Home Guard
Overall Score
8.3
⑤
Company Details
1101 Avenue U, Suite 1, Brooklyn, NY 11223
Years in Business: 8
Pros
Extensive range of customizable add-ons (e.g., electronics, pest control)
Coverage available nationwide, including all 50 states
Highly rated customer service and efficient claims process
Cons
Shorter workmanship guarantee (60 days) compared to industry leaders (often 90–180 days)
Higher monthly costs if multiple optional add-ons are selected
Limited flexibility in choosing your own contractor
Service Fee | $75-$125 |
Monthly Fee | $40-$60 |
States Covered | 50 |
PROMOTION: None available
Coverage Checklist
Item | Offered? | Limit |
|---|---|---|
HVAC | ✅ Yes | $2,000 per system |
Electrical | ✅ Yes | $500 per claim |
Plumbing | ✅ Yes | $500 per claim |
Appliance | ✅ Yes | $2,000 per appliance |
Electronics | ✅ Yes | Optional; limits vary |
Pool/Spa | ✅ Yes | Optional; limits vary |
Roof | ✅ Yes | Optional; limits vary |
Features & Policies
Feature | Offered? | Details |
|---|---|---|
24/7 Claims Processing | ✅ Yes | 24/7 technician access |
Choose Your Contractor | ❌ No | LHG assigns technicians |
Workmanship Guarantee | ✅ Yes | 60-day guarantee |
Unknown Conditions | ❌ No | Not covered |
Roof Leak Coverage | ✅ Yes | Optional add-on |
Waiting Period | ⚠️ Yes | 30 days |
Cancellation Fee | ⚠️ Yes | $50 after 30 days |
Liberty Home Guard Review:
Our Rating: ⭐⭐⭐⭐⭐ (8.3/10)
Liberty Home Guard earns the #5 position in our annual ranking, standing out for its customer-centric approach, extensive range of optional coverages, and impressive responsiveness. Since entering the market, Liberty has rapidly built a reputation for dependable, flexible protection and outstanding customer satisfaction.
Key Highlights of Liberty Home Guard:
✅ Customizable, Extensive Coverage Options
Liberty Home Guard provides straightforward yet comprehensive home warranty options:
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Appliance Guard: Covers major home appliances, including refrigerators, ovens, dishwashers, washers, and dryers.
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Systems Guard: Protection for critical home systems such as heating, air conditioning, plumbing, and electrical.
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Total Home Guard (Recommended): Combines both systems and appliances, delivering complete home protection at a great value.
Liberty notably excels with one of the industry’s widest selections of optional add-ons, including coverage for pools, spas, sump pumps, roof leaks, pest control, electronics, and more—perfect for homeowners seeking customized coverage.
✅ Competitive and Transparent Pricing
Plans typically range from $40 to $60 per month, with service fees averaging around $75–$125 per claim. Liberty clearly outlines pricing, ensuring transparency and predictability in your monthly budgeting.
✅ Superior Customer Service and Claims Experience
Liberty Home Guard receives consistent praise for its friendly, knowledgeable customer service team. Its streamlined online claims portal simplifies requests, ensuring fast responses and rapid appointment scheduling.
✅ 60-Day Workmanship Guarantee
Liberty stands behind its repairs with a solid 60-day workmanship guarantee, ensuring that any covered repair stays fixed or is promptly corrected without additional fees.
✅ Available Nationwide
Operating in all 50 states, Liberty offers convenient coverage no matter where you live, making them a reliable choice even if relocation is in your future.
Potential Areas for Improvement:
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Shorter Guarantee Period: Liberty’s 60-day workmanship guarantee, while solid, is shorter than some industry leaders who offer 90 days or more.
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Add-On Costs: Extensive optional coverage selections can quickly increase monthly premiums. Homeowners should carefully assess their true needs to balance coverage and cost effectively.
Bottom Line: Should You Choose Liberty Home Guard?
Yes—especially if you value extensive customization options, top-notch customer service, and nationwide availability. Liberty Home Guard is a reliable provider committed to offering personalized and flexible home protection.
Our Recommendation:
🏅 Highly Recommended (#5 Home Warranty Provider)