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Cinch Home Services: REPORT

Cinch Home Services

9.9

Overall Score

Company Details

4700 Exchange Ct Suite 300 Boca Raton, FL 33431

Years in Business: 45

Pros

180-day workmanship guarantee, double the industry standard​

Complimentary water-leak sensor included

Annual $500 homeowners insurance deductible reimbursement

Cons

Add-on options could increase monthly premiums.

Standard coverage caps might not fully cover high-end replacements.

Service fees can be higher ($100–$150) compared to some competitors

Service Fee
$100-$150
Monthly Fee
$35-$65
States Covered
48*
First month free with monthly billing on select annual plans. Exclusions apply
*Excludes Alaska & Hawaii
Best Overall

Coverage Checklist

Item
Offered?
Limit
HVAC
✅ Yes
Up to $2,000
Electrical
✅ Yes
Up to $1,000
Plumbing
✅ Yes
Up to $1,000
Appliance
✅ Yes
Up to $2,000
Pool/Spa
⚠️ Yes
Add-on required
Electronics
⚠️ Yes
Add-on required
Roof
❌ No
Not covered

Features & Policies

Feature
Offered?
Details
24/7 Claims Processing
✅ Yes
24/7 technician access
Choose Your Contractor
❌ No
Cinch assigns technicians
Workmanship Guarantee
✅ Yes
180-day guarantee
Unknown Conditions
✅ Yes
Unknown issues covered
Roof Leak Coverage
❌ No
Not covered
Waiting Period
⚠️ Yes
30 days
Cancellation Fee
⚠️ Yes
$25 after 30 days

Cinch Home Services Review: 

Our Rating: ⭐⭐⭐⭐⭐ (9.9/10)

Cinch Home Services earns the #1 position in our annual ranking of home warranty companies, thanks to its impressive blend of comprehensive coverage, clear and competitive pricing, reliable claims handling, and exceptional customer satisfaction. With over 45 years of experience, Cinch offers homeowners industry-leading peace of mind, making unexpected home repairs simpler and worry-free.

 

Key Highlights of Cinch Home Services:

✅ Flexible, Comprehensive Coverage

Cinch provides customizable warranty plans tailored to different homeowner needs:

  • Appliances Plan: Coverage for major appliances including refrigerators, ovens, washers, dryers, and dishwashers.

  • Built-in Systems Plan: Protection for vital home systems like HVAC, plumbing, and electrical.

  • Complete Home Plan (Recommended): Combines both appliance and system coverage for ultimate home protection.

Optional add-ons like pools, spas, septic systems, and well pumps allow further customization, making it easy to cover exactly what matters most to you.

✅ Transparent Pricing & Value

Plans range from about $35 to $65 per month, depending on your selected coverage and chosen service fee ($100 to $150 per claim). Cinch clearly outlines all pricing upfront—helping homeowners avoid hidden surprises.

✅ 180-Day Workmanship Guarantee (Industry Leading)

Cinch confidently backs its repair services with a remarkable 180-day workmanship guarantee, doubling the typical 90-day standard. This demonstrates their commitment to quality repairs and long-term solutions rather than temporary fixes.

✅ Exceptional Customer Benefits (Unique in the Industry)

Cinch goes beyond basic protection by offering valuable extra benefits:

  • Rust and Corrosion Coverage: Repairs caused by rust and corrosion, commonly excluded by competitors, are fully covered.

  • Homeowners Insurance Deductible Reimbursement: Receive up to $500 reimbursement toward your insurance deductible once annually (with the Complete Home Plan).

  • Complimentary Leak Detection Sensor: A free water-leak sensor helps homeowners detect issues early, preventing costly damage and disruptions.

✅ Easy Claims Process & Strong Customer Service

Cinch excels at simplifying the claims process through a 24/7 online claims portal. Its extensive network of carefully screened service professionals ensures prompt, quality repairs nationwide. Customers consistently commend Cinch’s responsive support, efficient scheduling, and courteous service technicians.

✅ Nationwide Availability

Cinch is available in 48 states (excluding Alaska and Hawaii), making it a convenient choice even if you relocate.

 

Potential Areas for Improvement:

  • Cost of Optional Add-ons: Additional coverage options, while beneficial, can quickly increase monthly premiums. Evaluate add-ons carefully to ensure maximum value.

  • Coverage Limits: Like all providers, Cinch sets standard payout caps on specific systems or appliances. It's wise for homeowners to clearly understand these limitations to avoid surprises during claims.

 

Bottom Line: Should You Choose Cinch?

Yeswithout hesitation. Cinch Home Services offers outstanding home warranty coverage, backed by decades of experience, generous guarantees, and unique homeowner-friendly features rarely found elsewhere. It’s our top recommendation for homeowners seeking thorough, reliable, and affordable home warranty protection.

 

Our Recommendation:
🏅 Highly Recommended #1 Home Warranty Provider

Editor's Choice

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